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He also pledged to develop a national plan to relocate Canadians whose homes are at risk of repeat flooding due to climate.
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The first step in preparing to apply for a mortgage is to document your monthly income and debt payments. You’ll need to provide at least two weeks of pay stubs to your lender, so it doesn’t hurt to start collecting those. If you’re self-employed or have variable income, expect the underwriting process to be a bit more involved.